http://independentmail.com/news/business/columns/Anderson Independent Mail Stories: Business Columnsen-usbusiness/columnshttp://independentmail.com/news/2008/aug/23/dave-says-swimming-pool-doesnt-add-much-value-home/Reader questions whether an above-ground swimming pool is a good investment. Sun, 24 Aug 2008 02:21:00 -0000http://independentmail.com/news/2008/aug/23/dave-says-swimming-pool-doesnt-add-much-value-home/business/columnshttp://independentmail.com/news/2008/aug/23/money-help-making-goals-visual-great-way-track-pro/Paying off the house is the last mountain to overcome in debt freedom. Sun, 24 Aug 2008 02:16:00 -0000http://independentmail.com/news/2008/aug/23/money-help-making-goals-visual-great-way-track-pro/business/columnshttp://independentmail.com/news/2008/aug/09/Anderson/Large credit card debt could be helped by family, but be careful how it's done, Dave says. Sat, 09 Aug 2008 04:00:00 -0000http://independentmail.com/news/2008/aug/09/Anderson/business/columnshttp://independentmail.com/news/2008/aug/09/use-mini-budget-pay-cash-christmas/Want an early Christmas present? Save now and don't rely on credit cards this year, Joe Sangl says. Sat, 09 Aug 2008 04:00:00 -0000http://independentmail.com/news/2008/aug/09/use-mini-budget-pay-cash-christmas/business/columnshttp://independentmail.com/news/2008/aug/03/looking-good-interest-rates-just-log/Internet banks giving great interest rates for savings accounts. Mon, 04 Aug 2008 03:02:00 -0000http://independentmail.com/news/2008/aug/03/looking-good-interest-rates-just-log/business/columnshttp://independentmail.com/news/2008/jul/19/you---not-debt-collectors---are-manager-your-money/Honesty is best policy when dealing with a debt collector. Sun, 20 Jul 2008 03:43:00 -0000http://independentmail.com/news/2008/jul/19/you---not-debt-collectors---are-manager-your-money/business/columnshttp://independentmail.com/news/2008/jul/13/investing-powerful-tool-when-it-comes-saving-retir/Regardless of the investment avenue, the ultimate goal is to invest money that will grow and allow one to reach a retirement nest egg goal. Sun, 13 Jul 2008 04:00:00 -0000http://independentmail.com/news/2008/jul/13/investing-powerful-tool-when-it-comes-saving-retir/business/columnshttp://independentmail.com/news/2008/jul/06/it-possible-overcome-overwhelming-financial-situat/“I am so overwhelmed that I do not even know where to begin,” they say to me. First, I want to say that if this is you, you CAN overcome this situation. This is not the end of the world, although it might seem like it right now. Sun, 06 Jul 2008 04:00:00 -0000http://independentmail.com/news/2008/jul/06/it-possible-overcome-overwhelming-financial-situat/business/columnshttp://independentmail.com/news/2008/jun/28/one-simple-formula-can-tell-you-how-much-money-you/The retirement nest egg required formula is: Dollars you want per year/(Annual growth rate of nest egg – annual inflation rate). Sun, 29 Jun 2008 03:48:00 -0000http://independentmail.com/news/2008/jun/28/one-simple-formula-can-tell-you-how-much-money-you/business/columnshttp://independentmail.com/news/2008/jun/21/making-sacrifices-here-and-there-can-help-you-figh/Car-pooling, public transportation, discount grocery stores, CouponMom.com, growing a garden, shopping at Goodwill and trying a spending fast are ways to reduce impact of inflation. Sun, 22 Jun 2008 02:17:00 -0000http://independentmail.com/news/2008/jun/21/making-sacrifices-here-and-there-can-help-you-figh/business/columnshttp://independentmail.com/news/2008/jun/14/early-mortgage-payoff-will-save-you-pile-cash-long/Why am I paying off my mortgage early? There are several reasons. In the mortgage disclosure, I saw the total cost of financing and realized that I would pay more than the entire mortgage loan amount in interest if I followed the 30-year repayment plan. For a 30-year, 6 percent, fixed-rate $100,000 mortgage, the total interest paid is $115,838! That is another house. Sun, 15 Jun 2008 01:12:00 -0000http://independentmail.com/news/2008/jun/14/early-mortgage-payoff-will-save-you-pile-cash-long/business/columnshttp://independentmail.com/news/2008/jun/08/small-business-business-side-doing-business/Many small businesses actually are started based upon one’s specific skill set and passion. Sun, 08 Jun 2008 04:00:00 -0000http://independentmail.com/news/2008/jun/08/small-business-business-side-doing-business/business/columnshttp://independentmail.com/news/2008/jun/01/look-fixed-costs-first-when-making-your-spending-p/When a person decides it is time to make their money behave, it can be difficult to make income minus outgo equal exactly zero. Sun, 01 Jun 2008 04:00:00 -0000http://independentmail.com/news/2008/jun/01/look-fixed-costs-first-when-making-your-spending-p/business/columnshttp://independentmail.com/news/2008/may/31/look-fixed-costs-when-you-decide-its-time-plan-you/Too often focusing on variable expenses cannot be sustained over time. Sun, 01 Jun 2008 03:25:00 -0000http://independentmail.com/news/2008/may/31/look-fixed-costs-when-you-decide-its-time-plan-you/business/columnshttp://independentmail.com/news/2008/may/25/key-beating-debt-dont-spend-tomorrows-money/You may know that I wrote a book titled “I Was Broke. Now I’m Not.” that shares my family’s journey to financial freedom. It all started in December 2002, which was a life-altering month for the Sangl family. Sun, 25 May 2008 04:00:00 -0000http://independentmail.com/news/2008/may/25/key-beating-debt-dont-spend-tomorrows-money/business/columnshttp://independentmail.com/news/2008/may/18/understanding-mutual-funds/Why do I want you to understand mutual funds? Because they are a great way to prepare for one’s future dreams. Sun, 18 May 2008 04:00:00 -0000http://independentmail.com/news/2008/may/18/understanding-mutual-funds/business/columnshttp://independentmail.com/news/2008/may/11/prepare-you-purchase-house/Here are some important items to consider when preparing to purchase a home. Sun, 11 May 2008 04:00:00 -0000http://independentmail.com/news/2008/may/11/prepare-you-purchase-house/business/columnshttp://independentmail.com/news/2008/may/04/choosing-learn-about-money-management/Have you ever been completely intimidated by money? Perhaps it was at tax time and you did not even know where to start? Maybe it was investing. Sun, 04 May 2008 04:00:00 -0000http://independentmail.com/news/2008/may/04/choosing-learn-about-money-management/business/columnshttp://independentmail.com/news/2008/apr/28/eliminating-money-excuse/A subcommittee of a committee is pushing to make a big difference in business recruiting efforts in downtown Anderson. Tue, 29 Apr 2008 03:04:00 -0000http://independentmail.com/news/2008/apr/28/eliminating-money-excuse/business/columnshttp://independentmail.com/news/2008/apr/27/how-pay-less-student-loans/I am able to provide one-on-one financial counseling for more than 400 people each year, and one of the top debt burdens I see is student loan debt. Sun, 27 Apr 2008 04:00:00 -0000http://independentmail.com/news/2008/apr/27/how-pay-less-student-loans/business/columns